What you can do with it
Budget vs actual
Every category, for the month you pick and the year to date.
50/30/20 check
Needs, wants and savings as % of income vs your targets.
Savings rate
Month and year to date, plus money left over.
Most over budget
The five categories that overspent this month.
Month by month
All categories and groups across the year, with a chart.
Any start month
Budget year can start in January, April or any month.
See it before you buy
What's in the download
| SpendBook-Example.xlsx | Example workbook filled with sample data, to explore first |
| SpendBook-Blank.xlsx | Blank workbook, ready for your own data |
| README.txt | Setup and how-to guide |
| CHANGELOG.txt | Version history |
| LICENSE.txt | Licence terms |
Version 1.0.0. One ZIP file, no installer, nothing sent anywhere.
Why buy it instead of building it
Checked against an independent calculation
Before release, every formula is compared with a separate model, including edited data and deliberately bad entries.
Starts with a worked example
Open the Example workbook to see it filled in, then type your own numbers into the Blank one.
A person answers support email
Write to altaitoondev@gmail.com and get a reply within 2 business days. If it doesn't work as described, you get a refund within 30 days.
What you need
- Microsoft Excel 2010 or later
- Tested in Microsoft Excel for Windows (Microsoft 365)
- No macros or add-ins
- Google Sheets, LibreOffice and Numbers not tested
What it doesn't do
- One budget year and one currency per file.
- No automatic bank connection — type or paste transactions.
- A budgeting tool, not financial advice.
How buying works
- Pay onceCheckout by Polar. Card details never touch this site.
- Download straight awayThe download link appears after payment and arrives by email with your receipt.
- Open and use itOpen the Example workbook, then enter your own data in the Blank one.
Questions
Can I change the 50/30/20 targets?
Yes — set your own percentages in Settings.
How do I enter a refund?
As a negative amount in the same category.
What if it doesn't work for me?
Email altaitoondev@gmail.com within 30 days of purchase. We'll try to fix the problem first; if we can't, you get a full refund through the store you bought from.
